IMPORTANT NOTICE

You are now leaving the Beacon Financial Group Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer and is not affiliated with Beacon Financial Group or any advisor(s) whose name(s) appears on this Website. Beacon Financial Group is independently owned and operated. Schwab neither endorses nor recommends Beacon Financial Group. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Beacon Financial Group under which Schwab provides Beacon Financial Group with services related to your account. Schwab does not review the Beacon Financial Group's Website, and makes no representation regarding the content of the Website(s). The information contained in the Beacon Financial Group Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

The Schwab name and Link Logo are the trademarks of Charles Schwab & Co., Inc.